Cardtonic: Virtual & Gift Card

4.1
19.4K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Cardtonic is "the best" platform to get virtual dollar cards, buy and sell gift cards, pay bills, and buy various.

Why is it the best? Good question, let’s clarify 😎👇

Used and loved by over a million users worldwide for 5+ years, Cardtonic has always been “that platform” with the cheapest virtual dollar card fees, "that platform" that bridges the gap between individuals and businesses who need discounted gift cards or have gift cards they do not need. It’s “that platform” popularly known for giving the best gift card rates across Africa. And it's "that platform" that allows users to pay bills at discounted prices.

Do we need to say more? Okay... 😎👇

With over 15,000 positive reviews across multiple channels, we can conclude that our numbers don’t lie 🥳

Here are some of Cardtonic’s product offerings:
1.Get Virtual USD Card
2. Buy & Sell Gift Card In Nigeria
3. Buy & Sell Gift Card In Ghana
4. Buy Airtime & Data At Discounted Prices
5. Pay Bills Online
5. Buy Tech Gadgets In Nigeria

Now that you are here; let’s talk about each of Cardtonic's offerings, one after the other.

⭐ 1. GET VIRTUAL USD CARD


For Africans, paying online sometimes feels stressful with card rejections and restrictions. Cardtonic gives you instant access to one of the best and cheapest virtual dollar cards in Nigeria (Visa and Mastercard). So you can pay online without limits and experience the financial freedom you deserve.

⭐ 2. SELL GIFT CARDS IN NIGERIA


We provide the best gift card exchange app that gets you licking your fingers on the first attempt. Wonder why there's "tonic" in our name? It's because our safe gift card redeem app is just too sweet for individuals and businesses to redeem gift cards in Nigeria.

⭐ 3. SELL GIFT CARDS IN GHANA


Cardtonic is the best app to trade gift cards for Momo in Ghana. Ghanaians with gift cards they don't need can easily convert them to Cedis.

⭐ 4. BUY GIFT CARDS IN NIGERIA


Cardtonic allows you to buy over 14,000+ gift cards instantly. With this, gift cards are always within reach, and you know where to buy gift cards in Nigeria at the cheapest prices if needed.

⭐ 5. BUY GIFT CARDS IN GHANA


Ghanaians struggle to pay online with debit cards. Cardtonic provides gift cards for several brands, allowing you to use them as a more convenient means of online payment.

⭐ 6. PAY BILLS ONLINE IN NIGERIA


Bills… something we all hate but have to pay regardless. Cardtonic strives to make it less annoying by allowing you to manage and pay all your essential bills in one place. Be it airtime, data, internet, TV, electricity and much more. You can also fund your betting account on Cardtonic. How sweet is that? ☺️

⭐ 7. BUY TECH GADGETS IN NIGERIA


Cardtonic allows you to buy gadgets like smartphones, laptops, AirPods, etc., at cheaper prices. We ensure that the gadgets are not only super affordable but also come with a warranty (T&C applies). Also, delivery is nationwide.

----------------------------

MORE FEATURES:


- Topup Naira wallet using a virtual bank account.
- Topup Cedis wallet using MoMo.
- Check real-time gift card prices using the in-app rate calculator.
- Earn rewards on every transaction.
- Set rate targets to get notified of changes in rates.
- Enter the leaderboard and earn massive monthly rewards.
- Access multiple gift card options e.g. Apple, Amazon, Steam Wallet, Google Play, eBay, Walmart, Sephora, Nordstrom, Target, Nike, Xbox, Vanilla, G2A, American Express (AMEX), Razer Gold, Foot Locker, Visa, Play Station and others.
- 2FA security
- And many more surprises waiting for you in-app 😉

GOT A QUESTION? TALK TO A REAL PERSON


We speak your language. Our customer support is ready to listen to you at any time.

Contact us at +2347060502770, support@cardtonic.com, or use the in-app live chat. We are available 24/7.

Now that all is said and done, are you ready to taste how sweet the tonic is? 😀
Updated on
2 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Financial info and Device or other IDs
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.1
19.3K reviews
Suzannah Aletile
25 September 2025
The app was so easy to sign up on and use. The interface is so so good. I traded giftcard the very first day i signed up and i received my payment in less than 5minutes despite my fears. I really wish the team would improve on the rates card, there should be a list displaying all the available gift cards on the platform and their daily rates. The app is awesome.
70 people found this review helpful
Did you find this helpful?
Cardtonic
25 September 2025

Thank you for providing your rating. Your positive feedback helps others feel confident in trying our services. Your concerns are valid to us and we would ensure that you get the best services. If you ever encounter any issues, please don’t hesitate to contact us at +2347060502770 or email support@cardtonic.com for quick assistance.
Claire Brown
10 October 2025
Cardtonic is the fastest and simplest app, I downloaded it yesterday, sold my Razer Gold gift card, and got credited in naira within a minute, soo fast It’s the best for getting cheap virtual dollar cards, great gift card rates, quick payouts, paying bills, and buying gadgets. Totally worth it
4 people found this review helpful
Did you find this helpful?
Cardtonic
10 October 2025
We sincerely appreciate your positive feedback. We are dedicated to consistently delivering exceptional services. If you encounter any difficulties on the platform, please don't hesitate to contact us at +2347060502770 or send an email to support@cardtonic.com for quick assistance.
Idahosa “Bullionx6” Osakpolor
22 August 2025
Cardtonic is a solid app for trading gift cards. The rates are good, and I appreciate how quickly the payments are processed once the card is verified. fast payment without limitation i love Cardtonic The interface is clean and easy to navigate. The only minor improvement I could suggest is to make the in-app chat support even more accessible. Overall, a great and reliable service that I'll continue to use.
113 people found this review helpful
Did you find this helpful?
Cardtonic
22 August 2025
Hi, It brings us great pleasure to receive such kind words from you. We want to assure you that we remain committed to delivering exceptional services. In the event that you encounter any challenges on our platform, please feel free to contact us through our dedicated phone line at +2347060502770 or via email at support@cardtonic.com.

What's new

In this version, we fixed some minor bugs and made some minor improvements to features you already know and love!.

App support

Phone number
+2347060502770
About the developer
THE TONIC TECHNOLOGIES LTD
premium@thetonictech.com
Pacific Drive, Ocean Bay Estate Lekki Lagos Nigeria
+234 706 050 2770

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