UBS & UBS key4

4,4
74K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

This is the UBS Mobile Banking App for all our UBS clients (excl. the United States and Australia) who can benefit from these digital services.
Please note, that the available functionalities of our app may vary depending on your domicile.

If you live in Switzerland, you can open our digital product line UBS key4 directly via app:
• UBS key4 banking for your private banking
• UBS key4 business for the founding of an SA or SARL

Do you meet the requirements to use our Mobile Banking App?
• Smartphone with at least Android version 9.0, when opening an account with UBS key4 at least Android version 10.0
• You are client of a UBS Group company and benefit from UBS’s corresponding digital services.

How secure is our Mobile Banking App?
In short, UBS Mobile Banking provides state-of-the-art security.
How? Our security concept protects you fourfold. We uniquely identify you with the Access App or Access Card. By defining security settings and activating real-time notifications, you can increase security even more. Furthermore, we use artificial intelligence to check certain transactions for irregularities. And we help you use the internet safely – see our security recommendations on ubs.com/security.

Further information:
UBS Switzerland AG and other non-US subsidiaries of UBS Group AG have made the UBS & UBS key4 Mobile Banking App ("App") available exclusively to existing clients that benefit from these services with the exception of US and Australian clients.
The fact that the App can be downloaded from the US or Australia and/or any other country’s App Store does not constitute a solicitation, offer or recommendation to enter into a transaction, nor is it to be understood as a solicitation or offer for a client relationship between the person downloading the App and UBS Switzerland AG or other non-US subsidiaries of UBS Group AG.
Updated on
23 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,4
72,3K reviews
Pavel
29 May 2025
The app works, but has no overview of total assets which is an absolute basic. Navigation in not intuitive, and requires too many clicks, especially buying an equity. Credit card debits and credits are scattered across multiple sub-accounts. Never seen this before at other banks. Overall acceptable, but not enjoyable user experience.
Did you find this helpful?
UBS AG
04 June 2025
Hello. Thank you for your feedback. We are sorry that you are not entirely satisfied with our app. We will forward your feedback to our product management team so that your experience can be improved 👷. Best, your UBS Team.
Maarten van Dantzig
07 July 2025
Just terrible UX all around. No search option in the credit card transactions. To top it all off they've now removed the "Your Payees" section which was the only way to transfer money to my contact list. There's literally no way to transfer money to an account, that I've previously transferred money to.
1 person found this review helpful
Did you find this helpful?
UBS AG
08 July 2025
Hello. Thank you for your feedback. We are sorry that you are not entirely satisfied with our app. We will forward your feedback to our product management team so that your experience can be improved 👷. Best, your UBS Team.
Gloria Socialbutterfly
07 August 2021
Worst banking experience ever. Their online banking has nothing to do with user experience - nothing works from the first trial, nothing is intuitive, too many clicks, too many steps. If you go to their physical branches, well...no big help either, they send u online or call numbers. Useless!!! Never have I felt so frustrated using a service that makes me leave angry reviews everywhere.
4 people found this review helpful
Did you find this helpful?
UBS AG
18 August 2021
Thank you for your feedback and please excuse the inconvenience. We recently reduced the number of clicks needed. You are now able to directly access the functions "Account transfer" and "Payment to card" via the right-side menu. If you like our changes, we would of course be very happy about additional stars. Best regards, your UBS Team

What's new

Small improvements and bug fixes.