Scalable Capital: ETF & Stocks

4.3
33.1K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

A real bank: Scalable.

Better than ever: 2% interest p.a.* on unlimited cash, invest and borrow. Soon also for the whole family. Start now and shape your own financial future - with ETFs, stocks, funds, private equity** and interest.


SCALABLE BROKER

PRIME+ Broker
- Unlimited trading: trade as much as you want for only €4.99 per month. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.* on unlimited cash. Distribution of PRIME+ cash across Scalable Capital Bank and three partner banks, each with the statutory deposit protection of €100,000 per client per bank
- Analyse and optimise your portfolio with the Insights feature
- Set up as many portfolio groups and price alerts as you like
- Set limit and stop prices with Smart Predict to place better orders

FREE Broker
- For savings plan fans and everyone who simply wants to invest money without fixed fees
- Only €0.99 order fees per trade. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.* on your cash up to €100,000


ETFs
- More than 2,700 ETFs from all providers, such as Amundi, iShares, or Xtrackers
- All ETFs are eligible for savings plans starting from €1
- Savings plan executions are always commission-free. Crypto fees, product costs, spreads and/or inducements may apply

Stocks
- More than 8,000 stocks available. 3,000 eligible for savings plans
- No minimum order volume
- Savings plans starting from €1

Derivatives
- Over 625,000 derivatives from BNP Paribas, Goldman Sachs, HSBC and HypoVereinsbank onemarkets


SCALABLE WEALTH
- Automated investment: Lean back and let your portfolio be managed
- Start from as little as €20 investment amount
- The optimal basic portfolio for a broadly diversified investment: Scalable World Portfolios
- Additional investment strategies with a special focus: the Wealth Select strategies, e.g. InterestInvest, Megatrends and Allweather
- Excellent customer service via phone, app & chat


SCALABLE CREDIT
- Up to €100,000 from 3.24% p.a. variable interest rate. Charged quarterly***
- Borrow against your portfolio value
- Apply in seconds, fully digital


SECURITY
- As a regulated banking and investment service provider, we guarantee the security standards of a bank
- We use 256-bit SSL encryption to securely store your data
- Two-factor authentication to protect sensitive actions by adding an extra layer of security


Our business address:
Scalable Capital GmbH
Seitzstraße 8e
80538 Munich

Not all of the above mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information.

Investing involves risks.

*2% p.a. interest (variable) on Broker cash balances unlimited in PRIME+ and up to €100,000 in FREE. The interest rate is based, among other things, on the respective market rate. The allocation of cash balances is variable and takes into account available capacities and conditions. Balances at banks are protected up to €100,000 per client per bank under the statutory deposit guarantee scheme. For qualifying money market funds, instead of the statutory deposit guarantee scheme, European investor protection rules (UCITS) apply regardless of the amount.

Please note our risk information on the safekeeping of cash balances at scalable.capital/risk. Further information on interest is available at scalable.capital/interest.

**Liquidity restrictions apply. Consider specific product information under: scalable.capital/pe#info.

***Note the risk of credit-financed investments: scalable.capital/credit. Credit offer of Scalable Capital Bank GmbH, Seitzstr. 8e, 80538 München. Only available in connection with a Scalable Broker account and up to a maximum of €100,000.
Updated on
Oct 1, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
32.1K reviews
Ratul Minhaz
September 24, 2025
As a long term user the bugs of this app just creep up. Having to refresh several times so that the total balance shows up, which vanished because I went to some other page, is just crazy. The UX is just okay, for example the graph doesn't allow you to do many things that you can do with say, Tradingview. I am paying for the PRIME account for a while and I feel like it's increasingly useless because I can't actually do much analysis on the app to make buying decisions for said prime ETF or stock
Did you find this helpful?
Scalable GmbH
September 29, 2025
Hello, thank you for your review. We are sorry if you are not satisfied with the app. We will gladly take your feedback into account. For detailed feedback or if you have any questions, please contact our customer service team at scalable.capital/contact. Kind regards, Lasse from Scalable Capital
Aju Abraham
October 8, 2025
The app has worsened over the period. I have been experiencing occasional trouble with loading data. Sometimes it continues for days. I have requested support in resolving the problem multiple times and the reply comes after a few days. Even then they suggest the silliest solutions to try. By the time they reply the problem would have resolved on its own. And then it reappears in a week's time. It is an app where time is money. I really hope they step up their game.
Did you find this helpful?
Scalable GmbH
October 9, 2025
Hello Aju, thank you for your review. We are sorry that you are not satisfied with our customer service. We are always working on further improve our process. If you still have an unresolved issue, please send us an email to community@scalable.capital so that we can pass it on internally. Kind regards, Eva from Scalable Capital
zoltan tabar
August 22, 2025
Unfortunately, I cannot login to my account for about a week now. The app doesn't ask for my biometrics anymore, and when I put my email and password in, the app just crashes. If I try to login via the browser, then it wants the app on my phone to confirm it, which doesn't work, so stuck in this loop. Reached out to customer service, which they replied - they are aware of the issue and working hard to solve it. At this time, they cannot tell me when it will be solved.
8 people found this review helpful
Did you find this helpful?
Scalable GmbH
August 28, 2025
Hello Zoltan, thank you for your review. We are sorry if your issue is still unresolved. As communicated, our team is working to resolve the issue as quickly as possible, and we kindly ask for your patience. We apologize for the wait, as we always strive to provide our product without disruption. Kind regards, Eva from Scalable Capital

What’s new

- Bug fixes and under-the-hood improvements